by SEIU International
Health coverage has always been a social problem in the US, the increasing rates on insurance options has kept several people away from such services, however this is not a healthy or recommended practice because sooner or later you will need to go to the doctor in order to have your ailment taken care of.
If you are between jobs and you had health coverage provided in part by your employer you might want to learn more about COBRA and the many options they offer in order to extend your coverage while you are not employed. Getting in touch with this agency is crucial if you don’t want to get caught uninsured at a crucial moment.
If you work for an employer who offers group health insurance you pretty much have to accept their terms if you want to get the benefits of a lower payment, on the other hand personal health insurance can be tailored to your unique needs which will fit your budget. It is very common for personal health insurance to be more expensive than group health insurance because you are no longer sharing the costs with your employer, however there are many benefits you will get by using a personal health insurance such as:
- Extended health insurance which will cover you when you are between jobs, this is a very important benefit that you get with personal health insurance which is not offered by group policies because once you stop working for your employer the health coverage stops.
- If your current plan doesn’t offer certain treatments or doesn’t offer all the benefits you want, you can use personal coverage in order to cover the gaps left by your current provider.
- You can also have a customized long-term health insurance policy which will benefit your entire family, not just you.
If you opt for the personal coverage option you will want to shop around in order to get the best rates possible which will cover each of your requirements. Having house insurance can sometimes be of great help because such companies also offer packages where you can get yourself medically insured at a discount rate so make sure to ask these companies. Remember that the healthier you are the lower the costs will be so try to quit any bad habit you may have and set your deductible as high as possible, this will lower your monthly payments but be careful to set it at an amount you can afford.
After witnessing countless attempts by Republicans to obstruct both the Patient Protection and Affordable Care Act and the reconciliation package being considered by the Senate, Senator Frank Lautenberg had had enough. He challenged Republicans to vote “no” on a bill that insures more than 30 million Americans. “I say to my colleagues on the other side, open up. Tell the truth. If you don’t want to give those people coverage, affordable coverage, then throw in the coverage that you have, throw in your policy. And when you say no to the 32 million people, say I meant it when I say no, and I’m giving up my coverage like those people out there,” said Lautenberg.
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Awesome!
@daderone that’s so true, …couldn’t have said it better myself. Big thumbs up on that one.
Thanks for posting this.
I’m proud to call him my senator
Well said, Senator. And we’re glad you’re recovering.
This guy is amazing
Taxing the rich is stealing.
amazing how moving the truth can be. like a light in darkness. well said senator.