by DeathByBokeh
On his first day as Florida’s new House speaker, Rep. Dean Cannon took a clear shot at President Barack Obama’s new health-care reform law. Easy To Insure ME has the answers
“Should it really be the role of government to require people to purchase a health insurance product they don’t want, raise taxes to give that same product to others who can’t afford it, and commandeer our state government and its resources to carry it out?” Cannon, a Winter Park Republican, told House members after being sworn in two weeks ago.
“Or, should we work to limit government and empower the private sector?”
On numerous fronts, Florida policymakers have already answered that question.
While the fight against President Obama’s health-care reform may be centered in the Beltway, Republican resistance to the sweeping new mandates is also taking shape in Tallahassee. Among the battlefronts:
• Florida led the charge with 19 other states last March by challenging the law in federal court, claiming the mandates that uninsured people buy coverage violated states’ rights. A judge in Pensacola is expected to rule shortly after a Dec. 16 hearing on whether the suit can move forward. More states are expected to join after a new crop of state attorneys general are sworn into office in January.
•Last spring, GOP legislators hastily drafted a constitutional amendment spelling out that Florida businesses and residents couldn’t be forced to buy insurance, but a Tallahassee judge threw it off the November ballot for “misleading” language. Lawmakers have re-filed an altered version and hope to place it before voters in 2012.
•And perhaps most significantly, legislative leaders are poised to block spending and rules necessary to implement the law. Already, state regulators has refused to impose minimum spending mandates that might generate refunds for consumers – but which health insurers say will hurt their profits. And Gov.-elect Rick Scott has also made clear he doesn’t want the state doing anything to help the law along.
The Patient Protection and Affordable Care Act passed last spring anticipated that the states would lead the way on many of its more than 100 changes to the nation’s health care system. With 3.8 million uninsured residents, Florida is one of the states that would be most affected by the law.
The most controversial reforms – including the requirement that individuals buy coverage or pay a penalty — don’t start until 2014, and phase-ins continue until 2018. But the bill requires states to start working now to improve their data-collecting and enforcement mechanisms.
It was hoped states would create their own insurance exchanges, to match individuals with insurance plans; establish “high-risk” pools to insure people now shunned by providers; and police new restrictions on insurance company profits.
But Gov. Charlie Crist opted last spring not to immediately tap into federal grant money to create a Florida high-risk pool to cover people with pre-existing medical conditions, deferring to the federal government. And now Cannon, R-Winter Park, and Senate President Mike Haridopolos, R-Merritt Island, may seek to block any cooperation by the state.
Florida has been awarded million in grants to provide 0 rebates to seniors who fall into the “donut hole” in the Medicare prescription drug program; to help prepare the Office of Insurance Regulation to evaluate out-of-state insurers seeking to sell health coverage in the state; and to plan for creating a health-care marketplace, or “exchange,” and other changes.
But even before he was officially named speaker, Cannon warned Crist that no state agency should take any steps to comply with the law “without clear and comprehensive guidance from the Legislature.” The Oct. 19 letter demanded an itemized accounting of all state agency activities regarding the federal law.
Specifically, the letter singled out the Office of Insurance Regulation for work it has begun – and which legislative budget-writers approved – to study how Florida’s health-care laws should be amended to conform to the federal reform, and to boost the state’s ability to handle new rate-filing data.
“Not only are Florida insurance officials helping the federal government to write rules on these matters, but [OIR] is jumpstarting these new regulatory functions by developing data systems necessary for enforcement,” Cannon complained.
He added: “We intend to develop a clear and statutorily-defined framework for Florida agencies’ activities in regard to the federal health law. Pending such legislative action, state agencies should examine each anticipated action or function in light of their specific statutory authority.”
Laura Goodhue, executive director of Jupiter-based health-care advocacy group Florida CHAIN, said the criticism appeared designed to bully agencies into slowing their efforts to follow the federal law.
“I know transparency is important in implementing laws, but creating a chilling effect is certainly not helpful,” said Goodhue, who attended meetings with OIR over the last year as part of an advisory health insurance board.
In response, most all of Florida’s state agencies produced itemized lists of what they had done — down to how many staff hours Department of Management Services staff spent examining new rules requiring lactation rooms and milk storage for breast-feeding mothers in the workplace.
Cannon spokeswoman Katherine Betta said last week that Cannon’s staff was still reviewing the responses and hadn’t decided “what the next step will be.”
OIR communications director Jack McDermott defended his agency’s work, adding there was no intent to be “an advocate for the implementation of federal healthcare.”
“Virtually all of this information — whether it is actual review of large group rates, or expanding data systems to collect additional data – would require additional statutory authority or administrative rules,” McDermott e-mailed in response to questions.
And recently, OIR decided to slow one of the new law’s reforms – by not imposing new profit limits on health insurers beginning Jan. 1.
A new federal “medical loss ratio” requirement would force insurers to spend 80-to-85 percent of the premiums they collect on medical care, with the remainder set aside for overhead including executive salaries and profit. Nearly half the country’s insured population are covered by providers that spend more than that on overhead and profit.
Florida’s “medical loss ratio” is 65-to-70 percent, and OIR will ask the federal government for a three-year waiver from the tougher standard, said McDermott.
At a recent hearing, most of Florida’s main health insurers complained that the new standard would hurt their bottom lines and restrict the Florida insurance market. Insurance Commissioner Kevin McCarty agreed, saying he feared making the change next year would “destabilize” the market and hurt competition.
The move could have a pocketbook implication for Floridians.
The law requires insurers to provide rebates to customers if they exceed the overhead limits in 2011. The feds estimate the rebates could average 4 for individuals in 2012. But if OIR wins the three-year delay, Florida consumers won’t be eligible for those checks in 2012.
“To me, the delay obviously would be helpful to the insurance companies and HMOs, and not to the patients,” said Senate Minority Leader Nan Rich, D- Weston. “That’s less money for care for patients.”
Legislative conservatives like Rep. Scott Plakon, R-Longwood – who’s re-filed the constitutional amendment that says Floridians could not be compelled “directly or indirectly… to participate in any health-care system” – say they are determined to fight every way they can.
Plakon’s House Joint Resolution 1 has already picked up a prime sponsor in the Senate: its new leader, Haridopolos.
“We have to follow the law. But in the process, we need to put Floridians first,” Plakon said. “So if there is any room there, we would default to the position of putting Floridians first instead of this kind of massive federal takeover.”
Congressman Rogers’ makes his opening statement on Health Care reform legislation that is under debate in Congress.
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and yet it still went through
@andrewh86sd Illegal immigrants are part of the problem. Another part is the health insurance companies making record profits, denying coverage, greed.
No one is saying don’t make a profit, but there has to be a line drawn. No one wants to live in a plutocracy which, thanks to Republicans, is where we are quickly racing.
Zyworski
I’ve been reading your patient attempts to make some headway with jewelthief. She said “My compassion only goes so far…”. Now exactly how far does it go? It doesn’t seem to extend to as much as an inch. I have yet to meet a neocon, teabagger or so-called “conservative” who cares about other humans. It’s always the case they label those struggling financially as lazy bums, wanting others to take care of them, wasting their money on plasma T.V.’s & other B.S. of that sort.
Come on America, even Pokemon has a free healthcare system.
finally,a human being with a brain has spoken
@andrewh86sd Agreed. Also, regarding tax rates: Economic growth is spurred by business-friendly tax rates, it’s about making profit to survive another year. Yet, Gov’t wants to increase taxes by letting them expire. They claim businesses are robbing them of what they should pay at a higher rate. And during a recession they figure they can raise taxes, which is lunacy. The ruling class (Progressives) demand more revenue (higher tax) to keep pace with their IRRESPONSIBLE spending, like on HC.
@doggysti3s (continued) applies not just to the medical field. It applies to everything. Auto mechanics, painters, interior designers, Yes, their primary motivation is money. Everyone has expenses, it’s the nature of the beast I suppose. But any good business man knows that if you provide a legitimate business built on service, customers will return. So to satisfy the money goal, they must satisfy the service goal
I won’t disagree with you that this Williams character is getting paid much more than is necessary, and that those funds could have been much better apportioned. I won’t even argue on behalf of specific companies. One fat cat (or many for that matter) doesn’t make private health care as a bad idea. Those are valid points you raise, and they are real issues that need to be address. I am sure you have many other examples that bolster your side. Lets not forget that the incentive model applies not
@andrewh86sd The fact that health insurance companies have any incentive to make profit off of our health care is incredibly sick. They have an obligation to make profit for their shareholders, not to provide us optimum care. In fact, the less care they give us, the more money they make, no? What about that doesn’t make sense to you? Aetna’s CEO Ronald Williams received $24,300,112 in 2008. That’s $467,309.85 per week. You support fat cats living large off of our health insurance? Not me.
@VideoSeattle
If taxes are high in one country, but low in another, people will do business in the place with lower taxes because it saves them money. Here is a good analogy to use
Just because you increase tax RATES does not mean that you will increase tax REVENUE. If Apple sold iPods for $1,000,000 each, they would have made very little money on them. But $200 a piece? Now, you can get a ton of people to buy them because they are less expensive! Taxes work the same way.
@doggysti3s
Maybe, but the people will take their business else where if they feel they are being ripped off or poorly treated. This creates competition between companies to provide a better service than their competitors, which IS good for the people.
Plus, consider that there are HUNDREDS of companies all competing for your business! This is a lot of innovation with the sole intent of making the people happy!
Now you tell me, what about that doesn’t work?
@MrBishopWalters Our healthcare system has been staggering in recent years because of increased costs to the uninsured. My grandma works at a hospital and frequently tells me how undocumented people (ie illegal immigrants) come into the hospital and take up machinery and equipment that would otherwise be used to treat, legal, insured, PAYING members of society. We are bleeding the system dry with hand outs!
ANY business would fail if it wasn’t allowed to make profits by the government.
@MrBishopWalters
So anyone who makes more than $250,000 annually is a billionaire?
@Christopherwilder47 No one is talking about cutting their money… what ever the fuck that is supposed to mean..? People are talking about cutting tax rates for BILLIONAIRES(Not to mention the Rich have gotten a generous gradual tax rate cut of 74% over the last 75 years!!!!). People are starving in this country and your worried about tax cuts for Billionaires..? Are you Hitler?
@Christopherwilder47 WOW YOUR STUPID. The middle class is being decimated because of right wing policies of outsourcing, trickle down economics, tax cuts for the rich, breaking up unions, cutting health care, cutting education.
Open your eyes IDIOT YOUR BEING RIPPED OFF!!
By the way the UN ranks our Heath Care system at 38.
This guy saying we have the greatest middle class, when our middle class is only great in terms of the astonishing rate at which the Republicans are destroying it.
Who are these billionaires that everyone is talking about? Business owners; do you think they just made billions by playing the lottery? So when you cut these business owner billionaires money by 25%, there going to cut jobs. Your job.
@Willisawesom123 Your way of thinking tells me that you are NOT a real christian but a facade of one. A real Christian KNOWS what is expected of his flock! You are misguided and do not see it!
Fascist!!!!!!! Corporations serve shareholders, not the people!!!
For anyone wanting to debate:
thedebate.eu
For anyone wanting to debate:
@Slayerfan84 Actually, JFK and Reagan understood something you obviously don’t. Economics! Tax cuts or tax reduction on business actually increases revenue. The “moron Bush”, as you say, was smart enough to do the same b/c it was crystal clear that what Reagan did increased revenue by 200%. Yes, CUTTING RATES IN HALF= DOUBLED REVENUE. Only a Marxist, like you seem to be, can be so dubious. Do you expect revenue to increase with this tax increase, which you call “removing tax cuts”?
The Health Care doesn’t seem to be preventing disease…hmm, must be something wrong with Health Care then; it’s more like Unhealthy Care. Time to take back our own health and stop relying on “experts” who know nothing of Holistic Medicine nor stopping disease. You MUST check out GreenHa.com and read real natural health success stories from real people. GreenHa.com
the 1 world govt wsj-foxnews-rushie ECONOMIC FREEFALL neocons is the obstruction politico of NO … the murdoch family (bod & largest shareholder) are mostly australians & rupert’s wife’s born in chicom Xuzhou … meocons CAN’T HANDLE THE TRUTH so they lie … take health insurance … in 2010, 1 out of 4 have no health insurance … they got sick & were dropped & doing without … or survived with a preexistiting condition … evil gop … support AMERICA … join the fox news sponsor boycott
@JewelleThief Well said. I couldn’t agree more!
Six Hundred and fifty-eight lazy and unemployed people did not like this video…
Be part of the Republic of the United States of America, not a sickle and hammer lover, and red white and blue… bitches.